Overdraft Services

We understand there are times your Checking Account may accidentally be overdrawn, and that is why we provide a Discretionary Overdraft Privilege service. Other options for you to consider may save you money and include:

Automatic Account Overdraft Protection

• Automatically moves money from your Savings to Checking to pay for overdrafts, as long as funds are available.

Overdraft Protection Line of Credit

• We may cover overdrafts in your checking account up to your available Overdraft Protection Line of Credit limit. Interest is charged only on the amounts you borrow.
• Exact amount of the overdraft is transferred from the Overdraft Protection Line of Credit rather than a larger minimum amount.
• Subject to credit approval.

Additional Information about Overdraft Services

• Overdraft Services for Personal Checking Accounts
• Opt-Out/Opt-In Form
• Debit Card Overdraft Authorization - Understanding Your Decision

For details on any of our overdraft protection options, please call us at (781) 729-2130.