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Personal Checking

Freedom and flexibility for every financial lifestyle.

Personal Checking Accounts

Completely Free

  • $10 deposit to open
  • No Monthly Maintenance Service Charge
  • No Minimum Balance Needed to Avoid Monthly Maintenance Service Charges
  • Reimburse up to $10 per statement cycle (requires eStatements) with ATM Surcharges from other banks1

Easy Interest

  • $10 Minimum Deposit to Open
  • No Monthly Maintenance Service Charge
  • No Minimum Balance Needed to Avoid Monthly Maintenance Service Charges
  • Earns Interest
  • Reimburse up to $10 per statement cycle (requires eStatements)with ATM Surcharges from other banks1

50+ Advantage

  • $10 Minimum Deposit to Open
  • No Monthly Maintenance Service Charge
  • No Minimum Balance Needed to Avoid Monthly Maintenance Service Charges
  • Earns Interest
  • Reimburse up to $10 per statement cycle (requires eStatements)with ATM Surcharges from other banks1

Premier Interest

  • $10 Minimum Deposit to Open
  • $10 Monthly Maintenance Service Charge
  • $1,500 Minimum Balance Needed to Avoid Monthly Maintenance Service Charges
  • Earns Interest
  • Reimburse up to $10 per statement cycle (requires eStatements) with ATM Surcharges from other banks1

1Surcharges are charged by other banks when you use your WSB ATM/Debit Card at their ATMs. Transactions at ATMs that are part of the SUM and/or MoneyPass networks do not incur surcharges. Look for the SUM and MoneyPass logos on any non-WSB ATMs you use. Visit their respective websites for ATM locations.

Other fees such as non-sufficient funds, overdraft fees, etc. may apply. For more information, please refer to our Schedule of Service Charges, the Understanding Your Deposit Account disclosure, and the current rate sheet. Bank rules and regulations apply. Offer good on personal accounts only. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

Every new personal checking account includes:

  • FREE welcome pack of checks
  • FREE Visa® Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • Send and receive money quickly with Zelle®
  • FREE eStatements
  • Access to thousands of surcharge-free ATMs as part of the SUM® and MoneyPass® Networks
  • FREE Thank You Gift
  • FREE gifts for referring others
  • Buy Back of your debit cards and unused checks from another financial institution up to $10

Other Services:

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Contact Us Today

Open an account online or contact your local branch today.

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