Current Rates
View all current rates.
Fixed Mortgage Loan Rates
Fixed-Rate Mortgages
| Interest Rate | Points | APR | Monthly Payment per $1000 borrowed | Number of Months | |
|---|---|---|---|---|---|
30-Year Conventional |
6.375% |
0 |
6.420% |
$6.24 |
360 |
20-Year Conventional |
6.375% |
0 |
6.447% |
$7.38 |
240 |
15-Year Conventional |
6.125% |
0 |
6.215% |
$8.51 |
180 |
10-Year Conventional |
5.875% |
0 |
6.001% |
$11.04 |
120 |
Fixed-Rate Mortgages
30-Year Conventional |
20-Year Conventional |
15-Year Conventional |
10-Year Conventional |
|
|---|---|---|---|---|
| Interest Rate | 6.375% |
6.375% |
6.125% |
5.875% |
| Points | 0 |
0 |
0 |
0 |
| APR | 6.420% |
6.447% |
6.215% |
6.001% |
| Monthly Payment per $1000 borrowed | $6.24 |
$7.38 |
$8.51 |
$11.04 |
| Number of Months | 360 |
240 |
180 |
120 |
APR = Annual Percentage Rate and is subject to change at any time.
Rates shown are based on a down payment of 20% or more on owner-occupied, Single family, excellent credit score 775 or greater and a maximum loan amount of $806,500.
*If borrower(s) are eligible for WSB Affordable Program, deduct .75% from rate if total household income is less than or equal to 80% HUD Median Income limit or deduct .50% from rate if total household income is greater than 80% HUD Median Income limit and less than or equal to 120% HUD Median Income limit. Loan must close with the WSB Affordable Program Product.
For all the above programs, these payments do not include amounts for taxes and insurance. The actual payment will be greater if taxes and insurance are included.
Subject to credit approval and property appraisal. Rates, points and programs are subject to change at any time. This is not a commitment to lend.
Rates, APR (Annual Percentage Rate) may be higher based on factors such as loan amount, borrowers credit score, Loan-to-Value ratio and occupancy or property type.
Jumbo Fixed-Rate Mortgages
| Loan Type | Interest Rate | Points | APR | Monthly Payment per $1000 borrowed | Number of Months |
|---|---|---|---|---|---|
30-Year Jumbo |
6.375% |
0 |
6.389% |
$6.24 |
360 |
20-Year Jumbo |
6.375% |
0 |
6.393% |
$7.38 |
240 |
15-Year Jumbo |
6.125% |
0 |
6.148% |
$8.51 |
180 |
Jumbo Fixed-Rate Mortgages
| Loan Type | 30-Year Jumbo |
20-Year Jumbo |
15-Year Jumbo |
|---|---|---|---|
| Interest Rate | 6.375% |
6.375% |
6.125% |
| Points | 0 |
0 |
0 |
| APR | 6.389% |
6.393% |
6.148% |
| Monthly Payment per $1000 borrowed | $6.24 |
$7.38 |
$8.51 |
| Number of Months | 360 |
240 |
180 |
APR = Annual Percentage Rate and is subject to change at any time.
Rates shown are based on a down payment of 20% or more on owner-occupied, single family, excellent credit score 775 or greater and a maximum loan amount of $1,500,000
1-4 family residences and loan amounts between $806,501 and $1,500,000.
For all the above programs, these payments do not include amounts for taxes and insurance. The actual payment will be greater if taxes and insurance are included.
Subject to credit approval and property appraisal. Rates, points and programs are subject to change at any time. This is not a commitment to lend.
Rates, APR (Annual Percentage Rate) may be higher based on factors such as loan amount, borrowers credit score, Loan-to-Value ratio and occupancy or property type.
Contact Us
Questions? Contact our Residential & Personal Loan Department.