Personal Savings

Our Money Market Account can give you the best of both worlds - earn a competitive rate of interest on your balance, and have the ability to write an occasional check when you need to.  It has multiple tiers providing you with the optimal rate for your deposited funds.  You can open our Money Market Account and start earning interest with a deposit of $2,500. 

Whatever your situation, we offer a variety of terms to fit your needs. Many people create a ladder of investments by using some short, some moderate and some long terms. From 91 days to five years, you can choose the best term for your situation.

Maximize the earning power of your savings with complete safety with a competitive interest rate.

• Available in terms of 91 days to 5 years
• Generally earn a higher rate of interest than traditional savings accounts
• Compound interest or credit it to another WSB account
• Open with as little as $500
• Notified when your CD matures and automatically renewed following a 10-day grace period after the maturity date

A Winchester Savings Bank Club account is an excellent way to save for a specific purpose. Do the holidays always take a bite out of your budget? Are you planning a vacation for next summer? Open a Club account, make regular deposits, and the funds will be transferred to your WSB deposit account in October.

Please visit any of our locations to open a Club Account.

Prepare for a comfortable retirement, or reach other major financial goals, with the help of an Individual Retirement Account.

Traditional IRA

• Account can be opened and funded with contributions based on your earned income and age.
• Contributions may be tax-deductible, and earnings are tax-deferred until withdrawn.
• Funds are always available, something not generally true of employer plans.
• No minimum contribution required in any year.
• Rollover and transfer contributions are available.

Roth IRA

• Contributions are not deductible, but earnings grow tax-free.
• Higher income ceiling for contributions than Traditional IRA.
• Contributions allowed in addition to your 401(k) plan.
• Rollover and transfer contributions are available.

Please visit any of our locations to open an IRA.