Business Lending

At Winchester Savings Bank, our Commercial Lenders understand that businesses require different types of financing to help their business grow and prosper. As a community bank, we understand the importance of working together with you to understand your business so that we can provide you with the financing solution that meets your needs in the time frame that works for you.

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Commercial Real Estate

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Commercial Real Estate

Whether you are interested in purchasing or refinancing an investment or owner occupied property or looking to expand an existing building, Winchester Savings Bank will work closely with you to customize the mortgage program that best fits your needs. 

Winchester Savings Bank's experienced Commercial Lenders tailor each loan to meet your unique financing need – WE LISTEN. As a local community bank, we are committed to providing you with a high level of service and a quick response to your loan request.

We provide a variety of financing options for owner occupied and non-owner occupied properties such as 1-4 family, multi-family (5+ units), mixed use, office buildings & condominiums, industrial, retail and more.

Financing Solutions


Purchase, Refinance, Construction, Lines of Credit


Competitive variable and fully floating rate


12 months to 30 years


Up to 30 years

Business Loans

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Term Loans

Term loans at Winchester Savings Bank provide your business with the ability to finance a variety of capital expenses such as business expansion, leasehold improvements and equipment purchases. Our Commercial Lenders will work closely with you to determine the best financing option and tailor it for your particular situation.

Lines of Credit

Managing your business's cash flow can be a full-time job. At Winchester Savings Bank our Commercial Lenders help you determine what kind of line of credit suits your business needs. We provide lines of credit for short-term working capital as well as lines of credit for capital purchases such as vehicles, machinery and equipment.

We look forward to meeting with you to discuss your specific financing needs.     

Business Overdraft Protection

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Business Overdraft Line of Credit

You can count on Winchester Savings Bank to provide products that help your business prepare for the unexpected.

The Business Overdraft Line of Credit provides your business with the protection & flexibility you've been looking for. With an overdraft line of credit, your business checking account is linked to it so when your checking account balance is a little low, there's no need to worry; funds will be automatically transferred from your overdraft line to cover your ATM withdrawals, debit card purchases, checks and online bill payments.

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